Wednesday, June 30, 2021

Of Good Leaders and Society’s Safety

Photo by Megan Thomas on Unsplash

The story is told in The Book of Mormon of a society in ancient America that was under constant threat and frequent attack from another people who were fierce and far more numerous.  They were also related, which made hostility acute and seemingly ineradicable—save one should eradicate the other.

Like everyone in the western hemisphere their roots were planted by immigration.  These immigrants from the Old World were largely from two interrelated families.  They barely got along while the founding patriarch, Lehi, lived.  When he died, leadership succession threatened bloodshed.  Rather than fight it out, one group, led by a younger son, Nephi, left.  The other group, which over time became larger, was led by the eldest son, Laman.

The two societies could hardly be more different, because their leaders, though brothers, could hardly be more different.  Laman was opposed to emigrating from the Old World.  Lehi was given a prophetic charge to leave.  God told Lehi (who like his contemporary, Jeremiah, was a prophet of Christ) that his city, Jerusalem, was doomed, descending into social disorder and vulnerable to predictable conquest.  Laman doubted the prophecy.  Nephi, supporting his father, was given divine confirmation of the Lord’s warning.

In Lehi’s day the differences were occasionally resolved, but only superficially.  Laman, and those who listened to him, having little faith in his father’s prophecies, only with reluctance cooperated.  Nephi believed.  With that faith, confirmed by his own communion with the Lord, Nephi was instrumental in facilitating the pilgrimage to what the Lord vouchsafed Lehi and his family would be a promised land.

For centuries following Lehi’s death, both sides tried, in their characteristic idioms, to bridge the schism.  The people of Nephi, according to the record, devised “many means to reclaim and restore” the people of Laman “to the knowledge of the truth”.  Their record reports, on the other hand, that the people of Laman “sought by the power of their arms to destroy us continually.” (Jacob 7:24)

Which would prevail?  In terms of reunification, neither succeeded for more than four hundred years.  Measured by prosperity, the people of Nephi flourished.  While the chronicle is brief, it describes a society as advanced as any global contemporary of the fourth century B.C.:

And we multiplied exceedingly, and spread upon the face of the land, and became exceedingly rich in gold, and in silver, and in precious things, and in fine workmanship of wood, in buildings, and in machinery, and also in iron and copper, and brass and steel, making all manner of tools of every kind to till the ground, and weapons of war. . . and all preparations for war. (Jarom 1:8)

Compare that with the description of the people of Laman, who fell into degradation:

. . . they became wild, and ferocious, and a blood-thirsty people, full of idolatry and filthiness; feeding upon beasts of prey; dwelling in tents, and wandering about in the wilderness with a short skin girdle about their loins and their heads shaven; and their skill was in the bow, and in the cimeter, and the ax. And many of them did eat nothing save it was raw meat . . . (Enos 1:20)

By one gauge, the people of Laman exceeded the people of Nephi, “they were exceedingly more numerous”.

The moral of the story is this.  The people of Nephi prospered, not only materially and socially, but they also succeeded in holding their enemies at bay, enemies whose hostility was implacable, constant, and fierce, and who were “exceedingly more numerous”.  How so?  The crowning message inscribed in the ancient records of the people of Nephi was that their kings and leaders “were mighty men in the faith of the Lord”.  Thereby the people were led in safety.  That is a vital message for our society, or any society.

Thursday, June 24, 2021

Of Inflation and Borrowing

 

Photo by Mar Cerdeira on Unsplash

Inflation is good for borrowers?  Really?  So some say.  The case goes like this:  when the borrower receives his loan for so much, he promises to pay it back with money that would buy so much, but after inflation the money he uses to repay the loan will buy less.  He repays with cheaper money.  The lender gets his money back, but it is worth less than it was when he lent it.  Hold that thought, because that is the weakness in the case.

This inflation “benefit” may work for borrowers who already have loans, with a fixed rate that they can handle.  For all others, however, inflation raises the costs of everything, including borrowing.  How long will lenders be willing to lose value in the loans they make?

Think of it this way.  Does inflation work for people who sell things?  Maybe for their current supply, but their new supply will cost them more, eating into what they earn and raising the cost of what they try to sell to the next potential buyer.  The same reality is true for people who “sell” money, which is what lenders do. 

As we buyers know, inflation does not work well for buyers.  We face ever higher prices for the same things.  The same is true for people who “buy” money, which is what borrowing is.

New borrowers will find interest rates, the price of borrowing, rising with inflation, too.  That could put borrowing out of reach for some, just as it does for buying a house, a car, or work tools.  Businesses that need to roll over their existing loans could find the new loan more expensive, maybe even too expensive.  People who want to refinance their mortgage may find the new rate makes that much less attractive.  Floating rates, like credit card rates, will rise, so the cost of the products charged to the card will not be the only higher costs that card users face.  In short, only some borrowers, a declining some, may benefit from inflation, and only for a time.

Today’s money rests on trust, whether we talk of paper money, coins, or financial accounts.  We sell our time, our goods, our services in exchange for money.  That money is a promise that we can use it in trade with someone else for something of comparable worth.  When we accept money in payment, we in turn are making a loan to someone who has already received our goods, or services, or time.  All we got was a promise, which we trust we can exchange with someone else.  Inflation undermines that trust.  We receive a $100 payment of money which because of inflation may soon buy only what $95 used to buy.

Even governments will face the challenge of higher costs.  Sure, they will be paying back existing government debt with devalued money, but their new borrowings will carry a higher price tag, as will the things that governments buy.  I was going to say, look in the mirror if you want to know who will pay that higher cost of government debt, but if you do, have your children looking with you.

Thursday, May 20, 2021

Of Slavery and the Constitution

 

Photo by Jen Theodore on Unsplash

Slavery in America was doomed under the Constitution, and the slavocrats knew it.  For more than four score years they had been fighting and steadily losing ground to preserve slavery.  When Abraham Lincoln was elected President, the slavocrats understood that things would not get better for them.  They saw getting out as the only way to continue slavery.

They pushed their states to leave after the election of 1860 not because they disputed the results.  They recognized that Lincoln had been duly elected.  What the slavocrats feared was that under his administration and his support in Congress their ability to preserve slavery would be irreparably eroded and eventually ended.  They sought to exit the Union before that happened.

By necessity, forming a “more perfect union” under the Constitution required compromise to accommodate diverse peoples and experiences.  The miracle of the Founders was to bring all the states in.  Compromise and accommodation are at the heart of a republic. 

There is an art to compromise.  I saw that during the days of the Reagan administration.  President Reagan was a highly principled man, yet he often compromised.  I marveled how, in his compromising, he resisted compromise of principle.  Again and again he advanced his principles while accommodating on details.   

The Founders establishing a Constitution sought to preserve essential principles by which a government of liberty would act.  A key example was the slave trade.  Some vociferously argued for its end.  Slave state representatives argued for the matter to be left to individual states.  The Constitution enshrined the national principle that the slave trade must end.  Placing regulation of trade in general with Congress, the compromise set 1808 for the complete end of the slave trade.

A similarly important example where compromise embraced the principle was the apportionment of seats in the House of Representatives.  The number of a state’s representatives was based on population.  Representatives from slave states wanted to count slaves.  Others objected that if your state treats these people as property, then they should not be counted any more than other property.  The principle in the compromise was to recognize the humanity of people held in slavery, but to count a person only as three-fifths for congressional apportionment so long as he was held in slavery, reducing southern congressional representation.

With these two compromises, resting on anti-slavery principles, all the states came into the union, accepting a Constitution that would progressively lead to abolition.  As the reality of that became abundantly clear to the leadership of eleven of the states, they tried to renege on the deal and leave.  The slavocrats failed.  Rather than let the Constitution end slavery peacefully, they forced a horrid war that ended it all the sooner, but at the cost of more than 600,000 dead, greater than the total of Americans killed in both World Wars I and II. 

The power of the principles of the Constitution continued its work.  Amidst a Civil War that, in the words of Lincoln, tested “whether that nation, or any nation so conceived, and so dedicated, can long endure,” elections were held.  The voters chose liberty and the nation endured.

The American Founders were sober people, sobered by a long and difficult war of Independence followed by several years of economic and social confusion.  They understood that people were flawed and make mistakes.  They believed that people are also good, who can and do make good decisions.  The Constitution on which they established the United States recognizes and is designed to offset the bad and allow good to succeed, which it more often than not does.  

Tested by myriad difficulties and unparalleled prosperity, the Constitution has worked better than any other system of government on earth.  That is why enemies of freedom hate it and why so many people want to come here to live.

Thursday, April 29, 2021

Of Helping God and Helping Fathers

Photo by Mike Kenneally on Unsplash
 

When I was twelve my parents moved us to an old farm house.  It was basically solid, but it was old.  The house had not been occupied for a decade or more, other than by varieties of wildlife.  It needed a lot of work.  My father moved in about a month before us to begin the restoration, bringing it close to livable when we all moved in.  Still, it was a bit like camping out inside the house for the first several weeks.

Being a fixer-upper brought the house within my parents’ price range, though the $90 a month mortgage was still a strain.  My father did nearly all the restoration work himself. 

The roofers, called in to repair numerous leaks, were particularly interested in the slate shingles.  Once they had taken those off, we never saw them again—roofers or shingles.  Our wonderful neighbors helped us with an emergency roof replacement when the hired roofers left us high but far from dry in the midst of a thunderstorm. 

My father, who had been a public works inspector where we lived before, knew a great deal about ceilings, walls, carpentry, electrical wiring, plumbing, and other very practical things.  He tried to pass some of that knowledge on to me. 

I remember helping my father replace pipes.  He did not need the help.  I am quite sure that I slowed him down.  He had me participate in the work so that I could learn something about plumbing, and maybe even something about working.  I remember many details about plumbing, carpentry, and electricity that my father taught me.  I learned what was between walls.  He taught me many of the little details that you need to observe to make something work right and last long. 

My father did not teach me everything he knows about keeping a house in good repair, but he taught me everything that I know.  He did it by showing me.  He taught me about tools by putting them in my hands.  I experienced what the right tools did and how using them properly made the work easier, made impossible work suddenly doable.

My father often explained the principles behind what we did.  When he helped me move into my new house he noticed that we had a two-car garage, but only one car.  He told me that was a problem.  Why? I asked.  “Because you will fill one side up with stuff.”  He was right.  When we could finally afford a second car, we had a lot of work to do to clear the garage to make room for it.

Our Heavenly Father gave us earthly fathers to teach us much about Him.  As do the fathers of our flesh, the Father of our spirits allows us to learn by helping Him with His work.  He revealed that His work is “to bring to pass the immortality and eternal life of man.” (Moses 1:39)  The Father often does this important work by getting us to help Him.  He calls upon us to help our brothers and sisters, His children. 

The Lord does not need our help.  “I am able to do mine own work” (2 Nephi 27:21), He said.  Our Father often does that work by giving us the tools to help one another, teaching us how to use the tools, and then working with us.  He sent His Son, Jesus Christ, to show us how by example (and to fix our mistakes).  By doing that helping work we become more Christlike.  We learn to love each other as the Father and His Son love us.  We learn to become like Them.  We also learn to teach and love our children, as the Father loves us.

Friday, April 9, 2021

Of Mothers and Sons


Photo by Lilian on Unsplash

Just a few years ago, which after this last 12 months seems like another era, I witnessed an event at Penn Station that still moves me.  I was seated at a crowded food court.  With time on my hands before my train, I was enjoying a little something that I hoped was gluten-free (a diet prompted by genetics rather than preference).

A dozen steps away was a man behind a counter selling ice-cream snacks.  With shuffling steps a gaunt, old, grey panhandler approached.  His hand pulled something from the pocket of his ill-fitting battered trousers.  I could see that it was some change, which he was counting as he shambled toward the counter.  There was a look of desire in his eyes, which took on a saddened cast as he paused, counted again, and turned away, just a few feet from the ice-cream counter.  His sum of pocket change was short.

I was not the only one watching.  At another end of the counter was a mother, enjoying ice-cream with her two teen-age boys.  A quick word from the mother to the older and taller son sent him on his way.  A couple of minutes and a brief conversation later the boy returned, escorting the old man.  In short order the man left again, with joy on his face and a tall, full ice-cream cone in his hand that just a few minutes before did not hold enough change.

That was it.  That was the end of the story.  Or was it?  A small expense became a rich lesson from mother to son.  The mother could have done nothing, or she might have called out to the disappointed man.  She sent her son and gave him a personal experience in kindness that the boy may long remember into manhood.

The service was not requested.  It was spontaneously offered.  The gift, the effort, the quick initiative, was a small event converted into a teaching moment by a mother drawing from ready wells of charity.  I feel confident that the mother did not know that I was a witness, as her attention was on both sons and on a man who could have a moment of disappointment, reinforcing his penury, converted into a bright memory of happiness.  Which was sweeter for him, the ice-cream or the friendly attention?  I suspect that the mother and her sons gained a happiness, too, sensing how their simple act of humanity toward a fellow child of God connected them all in a moment of goodness.

This was charity.  I do not refer to the price of the ice-cream but to what made it a gift.  The scriptures define this charity as the pure love of Christ, which can well up from our hearts in precisely the method and moment when it is needed.  There was nothing premeditated in the event.  It was just a mother from her fountain of love, blessing a luckless man, a son and his brother, and at least one witness who will hope to remain vigilant for when such opportunities cross my path. 

Surely there are greater acts of love than this.  Yet millions of such small personal kindnesses are a contagious mortar that builds a community.  I am grateful for mothers who feel to teach that to their sons.

Friday, February 12, 2021

Of Burgers-Fries and Excellence

 

Photo by Peter Dawn on Unsplash

My favorite local hamburger joint is the simply named “Burger Shack.”  The hamburgers are good, made to order, with an option for a gluten-free bun; prices are decent.  Where this joint completely outshines the crowded competition is that the fries are far and away the best around.

One might think that with a commonplace menu centered on burgers, fries, and milkshakes the fare could easily become mediocre.  There is plenty of that available in the surrounding culinary community.  The national mass-production chains cater to the market for mediocre.  They had occupied the so-so field for so long that it appeared that all the burger rivalry was solely among the giant mediocrities, working hard to find new ways to repackage and remarket the same thing, becoming more alike in their efforts to appear different.

Who knew that people—lots of people—could be attracted to excellence in burgers and fries?  A few daring souls made a go at the chance that there may be customer demand for more than mediocre.  The market allowed it and rewarded it.  Competition to rise above mediocre has become fierce, with customers benefitting from the choices offered.    

Not that I would forbid mediocrity.  Mediocrity is O.K., as far as it goes, but only O.K.  I am happy that there can be more.

Enjoying better burgers, pleased with better shoes, and glad for better dentists, I find the insistence on mediocrity and the outcry against excellence astonishing.  How frequently we encounter voices decrying competition, seeking to standardize everything by treating everything and everyone the same!  Is that what people really want?  We used to have a shelf full of trophies “won” by our children just for showing up.  We failed to convince the kids to take them to their own homes for display.

More astonishing is the assertion that celebration of mediocrity and condemnation of competition promote diversity.  The theory is that diversity cannot compete in a system that rewards excellence.  What is the alternative prescription for diversity from these levelers?  They demand removal of standards that applaud excellence in achievement or that recognize merit in performance.

Reality reveals opposite results.  This leveler ethic promotes either or both of two outcomes.  First, things tend toward the same as differences are discouraged; efforts that improve performance are placed at risk of suppression.  Second—alternatively or concomitantly—the levelers who rise above to be in charge of administering this doctrine decide recognition and advancement, and they do so based on whatever standard suits their fancy or is then in vogue.  Such standards tend to be unmeasurable, subject to whim, suiting the arbitrary caprice of the chief levelers.

In short, diversity is always in danger in the tyranny of mediocrity.  No one must be more beautiful, according to the day’s definition of beauty.

For a time the big burger chains, which initially arose by offering a better, excellent idea (until the idea became standardized) put the local mom and pop joints out of business.  Markets, though, have allowed competition to work its magic, tolerating room for some intrepid innovators to test customer interest in burger excellence.  Some succeed.

There comes the levelers’ claim that competition is inhuman, or at least unkind.  It supposedly disadvantages those who are not excellent, who are only mediocre.  Since not everyone can excel, this competition must be stopped.

That claim is inhuman and unkind.  People everywhere are mediocre or less than mediocre at some things, but each can do something better than someone else can.  The variety of talents and gifts is constantly amazing (and sometimes amusing).

If mediocrity standards are imposed, however will we discern the excellence that each has to offer?  Each person may be stymied from discovering what he or she is best at doing.  How does one find the divinity in his or her humanity, embedded in the unique gifts from God awaiting to be developed?  How many advances will be lost?  We will be poorer for the loss.

I do not know how long it took the owners of Burger Shack to find out that they could offer an excellent product.  Perhaps they are still finding out.  While the year's virus restrictions play to the advantages of the big, national firms, the last time I was at Burger Shack it was booming, even under the restrictions.  If allowed, people find a way.

Wednesday, February 3, 2021

Of Viruses and Governors

Photo by Jeffrey Hamilton on Unsplash


I have a close correspondent in Europe, with whom I have exchanged ideas for years.  Most recently he shared with me his worries and frustration with how Germany has been responding to the virus that has occupied so much attention.  Here are thoughts from the response I shared with him.  I shall call him Walter.

  

 Dear Walter,

Thank you for your note.  The virus lockdown and response situation in Germany sounds worse than I thought.  We don’t hear much about it in our media.  Most of what I pick up from Europe is from British commentators boasting about how glad they are that they got out of the EU just in time.  They claim to be way ahead in vaccine administration, particularly compared with Macron’s record in France.

Here in the U.S. we have been witnessing a general overreaction but we also experience the benefits of a federal system.  The variety of states are following a variety of policies, and people can see what works better (if the news can get through the big media channels).  The general pattern seems to be that the more the lockdown the higher the incidence, which these governors then use to justify even tighter lockdowns.  But even the worst states, like New York and California, are starting to realize that they have gone overboard.  Virginia is starting to ease up, perhaps because they have elections this year for governor and legislature (where Democrats have very thin majorities).  Schools are starting to reopen—despite the teachers unions who want to stay closed—but who also want their teachers first in line for the vaccines.  Children have been hardest hit, not by the virus but by the policies.

Politicians do talk to one another.  The virus gave a good excuse for heads of the executive branches to enjoy making decisions without working with the other branches of government.  The Chinese Government showed how, by engaging in a sharp, heavy lockdown of Wuhan, including control of information.  I don’t claim that they told governors here and leaders around the world what to do, but they did show them what to do and how to use the virus as the excuse. 

In the U.S., most governors with the early heavy-handed policies were Democrats, and the media were by and large in deep sympathy, quickly pitching stories to support what the governors wanted to do, helping to hype the hysteria on which the governors’ decrees were based.  Once the governors issued their first round of decrees they got to like it, but they needed to keep going to keep their legislatures off balance.  A few judges here and there, eventually, ruled that some of the governors had gone too far, rolling back some of the policies.  Many judges found ways to stay out of it, considering these to be policy matters, not judicial issues.

The thorn in the side of these governors has been other governors, who followed more reasonable approaches, such as the governors in Florida, Tennessee, Texas, even South Dakota, among others.  That is the beauty of a federal system.  It has worked imperfectly, but it has been a salvation, particularly as people have seen better results—from the point of view of the virus and of the economy—in these other states.  It has worked to keep the debate somewhat alive, even with media working hard to silence alternative voices.

This all shows the importance of a constitution, with personal freedoms and diffused government.  But it also demonstrates the importance for people to insist on observance of their rights.  Bless those who have had willingness and means to go to court and judges who have been willing to take the cases and support the Constitution.  The biggest tool that people have is perhaps economic, and there have been economic responses that have been penalizing states that have it wrong. 

Another important tool will be elections.  A few states, such as Virginia, have elections this year, and there has been a rising tide of resentment to the policies.  Throwing out of government the officials who have violated rights and pursued destructive policies would send a powerful message to other parts of the nation.  What we hope for now are good candidates, the ability to get their message out through the media opposition, and integrity in the elections (plenty to worry about there).

Anyway, a long answer.  But I understand your frustration.  I am, however, hopeful.

Wayne